November 2022

What Is Invoice Factoring If you’re a business owner, there’s a good chance you’ve heard of invoice factoring. But what is it? Invoice factoring is a type of financing that allows businesses to sell their invoices at a discount in order to get immediate cash. This can be a helpful way to improve your cash […]

My two sons, along with their Boy Scout troop, went backpacking in the mountains over the weekend. Even though some climbs were challenging for them, the weather was great and everyone had a blast. The people you are with on any trip can make a huge difference in how much you enjoy it. Boy Scouts and their

If the U.S. economy were serious and real, the positive spin most politicians and self-interested people put on it would be laughable. I am amazed that any of their fantasies or falsifications can be kept straight. The real estate market is not improving and the economy is not recovering. While the Fed has used the printing press

The United States has many problems, but with a little planning, they could solve many of them. Unfortunately, politicians get reelected and not by providing viable long-term solutions.Plans for the country. The current status of Wall Street reforms is a good example. Since the financial crisis, the largest banks have grown in size. This is despite the

The Wall Street Journal published an interesting article last Saturday suggesting that now is the right time to purchase a house. Ruth Simon and Jessica Silver-Greenberg wrote the article, “Why it’s Time to Buy”. Although the article was well written and had some great points, I disagree with its conclusions. If they are able to get a great

One would think that after the horrors of the tech boom, then the real estate boom, people and bureaucrats would avoid obvious bubbles for a while. The stage is set for a huge disaster in student loans. This will be brought about once more by the oh-so special blend of Wall Street greediness and government idiocy.

Even mythical Greek gods wouldn’t have any trouble supporting Athens. At the time of writing, Greece is in danger of defaulting on its loans, causing immense damage to American and European banks and challenging the EU currency. Greece was the economic basket case in Europe for years thanks to its unrestrained spending habits and cheap loans. This,

When I think of the actions of our politicians, some words come to mind: disgusting, sickening and repugnant. They along with Wall Street bankers, assorted miscreants, caused the real estate and economic collapse and yet they have no desire or ability to fix it. This week, a couple of shocking examples of their ineptitude were displayed. Be

The U.S. government’s reaction to the financial crisis and the real estate meltdown has been another sad aspect of this whole thing. Instead of acknowledging the causes and correcting them, the U.S. government has made matters worse by implementing ill-conceived programs that are only temporary fixes. Many people couldn’t afford to purchase a home because banks

The sights and sounds that nature has to offer! It was all there last week when we went on a family vacation to Sequoia National Park and Kings Canyon National Parks. I took a break from my job as a mortgage buyer so that we could experience it all. Pre-kids, my wife, and some friends, I went