November 2022

Commercial Note Buyer — Continue and Pretend Again

It’s bubbling over again! The economy appears to be in good shape, with stock and home prices rising, retail sales increasing, and unemployment slowly falling. As people who enjoy looking behind the media veil we know that the economic foundation is weaker than it appears. The government spending money it doesn’t own is supporting a large portion of […]

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What is a Business note?

A business card is similar to a real-estate note, except that the collateral is primarily a business and not real estate. So tell me, again, what is a “business note?” Let’s take Shelly Seller selling her printing business to Bobby Buyer. Shelly rents the property and believes that the business and all its assets are worth $300,000. Bobby accepts the price,

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A Lousy Real Estate Investment

Some people will never learn. All of us should remember the crash in the mortgage-backed securities markets, when real estate prices plummeted just a few years ago. Investors discovered that falling home values combined with homeowners who couldn’t afford to purchase a house made them poor investments. Wall Street executives reap the rewards of questionable transactions and acting

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Next: Where do home prices go?

Large institutional investors have been driving a lot of the U.S. home-buying and home price appreciation over the last five years. In the past two years, more than $20 billion has been spent by institutional investors, including hedge funds, real-estate investment trusts, private capital firms, and others, to purchase approximately 200,000 rental properties. They are often rewarded

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The Price of Ignorance

You should not hear, speak, or see evil. As our politicians continue to wreck the American economy, should that be the U.S. public’s new motto? We all know that politicians are unable to see the truth, ignore history and understand basic math. But the American public seems to be doing much the same. The reason Congress and some

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Locating a Floor in Housing

MarketWatch headlined this week that “U.S. home values rose in September for the sixth consecutive month, signaling that there is a recovery in the housing market.” There has been some good news lately for housing. In addition to rising home sales, prices have been falling and foreclosures are down. Homebuilder stocks have performed well this year. There have

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What is a Mortgage Note?

A mortgage note is required if you have a mortgage. Seascape Capital understands that real estate financing can be complicated and confusing. However, we will help you navigate the process to make it easier and more beneficial. One of our most frequent questions is What is a Mortgage Note? This is the agreement that property owners sign when they take

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