MarketWatch headlined this week that “U.S. home values rose in September for the sixth consecutive month, signaling that there is a recovery in the housing market.” There has been some good news lately for housing. In addition to rising home sales, prices have been falling and foreclosures are down. Homebuilder stocks have performed well this year. There have […]

A mortgage note is required if you have a mortgage. Seascape Capital understands that real estate financing can be complicated and confusing. However, we will help you navigate the process to make it easier and more beneficial. One of our most frequent questions is What is a Mortgage Note? This is the agreement that property owners sign when they take

Sometimes note holders don’t know the difference between a mortgage buyer and a note broker. They aren’t sure what the benefits of each. This article will describe each type and detail what you should look for in each. Mortgage Note Buyer vs. Note Broker Selling your mortgage note to a nationwide buyer means that the person you are working

Selling your mortgage note, also known as a real-estate note or promissory notes, can be confusing. This is especially true if you’re a first-time note holder who has never dealt with a buyer. This series, “Selling Real Estate Note 101”, is intended to provide information for these people. In a previous article, we discussed the most common

Today’s local newspaper stated that the stock markets had their worst quarter since the financial crisis. The U.S. government is in worse financial shape than ever. Many banks have billions in shadow real property inventory. Numerous European governments and large banks are also in worse financial condition than the U.S. and many households are drowning in

We are back with our series “Selling a Real Estate Note 101”. You should have a good understanding of the basics of a mortgage note. Also, you will have an idea of how to sell your mortgage note. Call us if you have any questions. After we have covered the basics, let’s go over the important tips and

We celebrated the new year not long ago. We watched the ball drop, made resolutions, and toast to 2013. The new year is about starting over. Although we may reflect on the past (e.g. how 2012 ended with a turbulent presidential election and worries about the fiscal cliff), the new year is more about planning for

It can be difficult to decide whether to keep your loan. ELM Capital will walk you through the benefits and risks of selling or holding your mortgage note.