The United States has many problems, but with a little planning, they could solve many of them. Unfortunately, politicians get reelected and not by providing viable long-term solutions.Plans for the country. The current status of Wall Street reforms is a good example. Since the financial crisis, the largest banks have grown in size. This is despite the […]

The Wall Street Journal published an interesting article last Saturday suggesting that now is the right time to purchase a house. Ruth Simon and Jessica Silver-Greenberg wrote the article, “Why it’s Time to Buy”. Although the article was well written and had some great points, I disagree with its conclusions. If they are able to get a great

One would think that after the horrors of the tech boom, then the real estate boom, people and bureaucrats would avoid obvious bubbles for a while. The stage is set for a huge disaster in student loans. This will be brought about once more by the oh-so special blend of Wall Street greediness and government idiocy.

Even mythical Greek gods wouldn’t have any trouble supporting Athens. At the time of writing, Greece is in danger of defaulting on its loans, causing immense damage to American and European banks and challenging the EU currency. Greece was the economic basket case in Europe for years thanks to its unrestrained spending habits and cheap loans. This,

When I think of the actions of our politicians, some words come to mind: disgusting, sickening and repugnant. They along with Wall Street bankers, assorted miscreants, caused the real estate and economic collapse and yet they have no desire or ability to fix it. This week, a couple of shocking examples of their ineptitude were displayed. Be

The U.S. government’s reaction to the financial crisis and the real estate meltdown has been another sad aspect of this whole thing. Instead of acknowledging the causes and correcting them, the U.S. government has made matters worse by implementing ill-conceived programs that are only temporary fixes. Many people couldn’t afford to purchase a home because banks

The sights and sounds that nature has to offer! It was all there last week when we went on a family vacation to Sequoia National Park and Kings Canyon National Parks. I took a break from my job as a mortgage buyer so that we could experience it all. Pre-kids, my wife, and some friends, I went

I consider myself a moderate fiscal conservative but am against tax increases. Over the years, my observations have shown me that politicians are more interested in raising taxes than paying for programs. Every day you will find new examples of governments spending large amounts of money on projects that only benefit a few people at the local,

The West’s economies have been the subject of more negative attention over the past six to twelve months than any other time in history. It seems that the number of countries in Europe being affected is growing. This started with Iceland and then moved to Portugal, Greece and Ireland. Now it has spread to Spain, Italy

Did you know that the regional presidents of Federal Reserve can sometimes speak intelligently with common-sense people? It is true. More Fed presidents are speaking out against some Fed policies. Two Fed governors criticised the Fed’s announcement earlier this week that they would maintain rock-bottom interest rates over the next two year. This two-year announcement by the Fed